Money for life - 12 Weeks to Financial Fitness, MONEY-WEALTH
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STEVEN B. SMITH
“A fascinating study in the dynamics of budgeting.
Money for Life
reinforces all the principles I teach in my book using a modern-
day tool, which can make anyone successful at budgeting.”
—James P. Christensen
Author,
Rich On Any Income
"Money For Life
gives readers a simple, proven, no-gimmick
system anyone can use to regain their financial health and
create financial freedom. I recommend it highly.”
—Gerri Detweiler
Consumer Advocate and Author,
The Ultimate Credit Handbook
“Anyone who has ever tried budgeting and failed, should read
this book.”
—Marlyse Anderson
Homemaker
“Online banking makes more sense than ever using the unique
budgeting system outlined in this very readable book.”
—Dennis L. Higbee
Bank Executive and Former Chairman,
Utah Bankers Association, Electronic Banking Committee
“Wow, a budgeting novel…I actually enjoyed it! The principles
are sound, and the budgeting system can be used by anyone.”
—Leah Thomas
Homemaker
Editor: Judy C. Olsen
Design and production: David E. Anderson
The sale of this book without a cover is unauthorized. If you purchased this book with-
out a cover, you should be aware that it was reported to the publisher as “unsold and
destroyed.” Neither the author nor the publisher has received payment for the sale of
this “stripped book.”
Copyright© 2003 by Steven B. Smith.
All rights reserved, including the right to reproduce this book or portions thereof
in any form whatsoever. For information write to In2M Corporation
857 W. South Jordan Parkway, Suite 100, South Jordan, UT 84095
ISBN: 1-55517-454-X
Printed in the U.S.A.
This book is dedicated to those who had
the dream to pursue,
the vision to plan,
the courage to run,
the expectation to perfect,
and the persistence to win!
Steven B. Smith
Contents
Tables & Charts
ix
Introduction
xi
1.
The Goal
1
2.
The Challenge
11
3.
The Plan
31
4.
The Experience
39
5.
Money for Life
55
6.
Your Challenge
65
Chapter Notes and Screen Images
67
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