Money, Printable worksheets & flashcards (magda19861)
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Money
I. Name the things you see in the pictures using words in italics.
Credit card, wallet, bank check, 100-dollar bill, coin, automated teller machine, cash
register, bank
a
b
c
d
e
f
g
h
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II. Read some statements about Mike. Select a, b, or c.
1. Mike
borrowed
$100 dollars.
a.
Someone gave Mike $100.
b.
Mike gave someone $100.
c.
Mike received $100 in return for his work.
2. Mike
lent
$100.
a.
Mike’s grandfather died and left Mike $100.
b.
Mike gave someone $100.
c.
Mike gave someone $100 in return for their work.
3. Mike
paid
$100.
a.
Mike gave someone $100, and took some goods.
b.
Mike received $100 as compensation for his work.
c.
Someone gave Mike $100.
4. Mike
invested
$100.
a.
Mike’s grandfather died and left Mike $100 dollars.
b.
Mike gave someone $100 hoping to receive more in the future.
c.
Mike gave someone $100, and took some goods.
5. Mike
earned
$100.
a.
Someone gave Mike $100.
b.
Mike’s grandfather died and left Mike $100 dollars.
c.
Mike received $100 in return for his work.
6. Mike
inherited
$100.
a.
Mike’s grandfather died and left Mike $100.
b.
Someone gave Mike $100.
c.
Mike received $100 in return for his work.
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III. Read the conversations below and guess the meanings of the phrases in bold.
A:
- How much for this T-shirt?
- $100
- One hundred bucks for a lousy T-shirt?!! That’s what they call a
rip-off
!
- Take it or leave it.
B:
- Honey, when are we going to buy a new car? Our old Volvo is on its last legs!
- Darling, you know we can’t
afford
a new car right now. We have so many
debts
!
C:
- You did this job perfectly! How much do I
owe
you?
- $100 in total, and $95 with a
discount
.
D:
- We bought this house for $ 50 000 and I call it a
bargain
.
- Oh, yeah, it’s quite
cheap
!
E:
- I bought a pair of shoes last week, but they didn’t fit, so I took them back to the shop and they
gave me a
refund
.
- Poor you.
IV. Which of the words in bold in ex.3 match with the following definitions?
1.
The money you should return.
2.
An amount of money taken off a price.
3.
An advantageous purchase.
4.
Have means to buy something.
5.
Be obliged to pay.
6.
Low in price.
7.
Unreasonably expensive.
8.
Money returned to a payer.
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V. Fill in the gaps in the text with the following words.
loan deposit bank checking standing savings interest trustworthy debit
income job mortgage bank automated teller machines overdraft
credit real installments transactions
How banks work
A 1) _______ is a financial institution which deals with money 2) _________. In a bank, you can
borrow money in the form of a bank 3) _______, or you can put your money in a bank, in other
words, 4) ________ money. In both cases, you need to open a 5) _________ account. There are
two main types of bank accounts. They are a checking account and a savings account. You can
use the 6) _________ account to pay your everyday bills. The 7) _________ account is used for
depositing your extra money to a bank. The percentage that the bank pays you for using your
money is called 8) _________.
Once you have opened an account, the bank can issue a 9) __________ card – a personal plastic
card with an individual number and your signature on it – with which you can pay for goods and
services. You can also use your debit card to withdraw cash from 10) ___________ (ATMs) as
well as make online purchases and money transfers. Sometimes banks allow you to withdraw
more money than what is available in your account. This is called 11) __________.
If you decide to take a loan from a bank, you will have to show the bank your good financial 12)
__________. That is you need to prove that you have a regular 13) __________ or some other
reliable source of 14) _________. If the bank considers you a 15) __________ borrower, it will
issue a 16) ___________ card which you can use to buy things such as a car. If you decide to
buy 17) _______ estate, such as a house, you can take a mortgage loan from a bank. 18)
________ means that you pledge your property to the bank as a security for the loan. If you fail
to pay the 19) __________, the bank may confiscate your real estate in compensation for
damages.
VI. Answer the questions.
1.
Do you have a debit/credit card?
2.
Have you ever borrowed money from a bank? What for?
3.
Do you have any debts currently? How much do you owe in total?
4.
Have you ever lent money to your friends or relatives?
5.
What is your favorite bank?
6.
How long does it take to open a checking account in your bank?
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VII. With a partner act out a dialogue based on one of the following situations.
a.
You want to open a bank account. Discuss details with the bank teller.
b.
You want to buy an item of clothes. Decide which one and act out a conversation with
the shop assistant.
c.
You want to take a mortgage loan. The bank officials want to check your financial
standing.
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